Filing Flows › Jack Henry & Associates (JKHY) › Q4 FY26
Jack Henry & Associates (JKHY) Q4 FY26 earnings results (fourth quarter fiscal 2026)
10-K filed Aug 28, 2026
Jack Henry & Associates (JKHY) reported revenue of $644M for the fourth quarter fiscal 2026 (Q4 FY26), +5% from a year earlier and +1% from the quarter before. Operating margin was 21.2%, net earnings $111M (17.3% of revenue).
Jack Henry & Associates, Q4 FY26: revenue $644M (+5% year over year), operating margin 21.2%, net earnings $111M, operating cash flow $303M. The chart follows the revenue to costs, profit and cash.
| Q4 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $644M | +1% | +5% |
| Operating profit | $137M | -12% | -12% |
| Net earnings | $111M | -9% | -13% |
| Operating cash flow | $303M | +63% | -7% |
| Free cash flow | $282M | +66% | -10% |
What changed
Revenue was $644.0M in Q4 FY26, up 5% year over year and up 1% from the previous quarter. Payments was the largest line at 37% of revenue.
Operating profit was $136.8M, a 21.2% margin (down 4.1 points year over year). Operating profit fell $18.9M even though revenue rose $28.7M versus Q4 FY25, so costs grew faster than sales. Total costs grew 10% against revenue growth of 5%. The fastest-growing cost line was SG&A (+19%). Net earnings were $111.2M, down 13% year over year. The effective tax rate was 20.4%.
Operating cash flow was $302.7M (down 7% year over year), 272% of net earnings. Non-cash charges added back $10.9M of depreciation and $9.5M of share-based compensation. Working capital and other items added $171.1M. Capital expenditures of $20.5M left free cash flow of $282.2M.
Questions
What was Jack Henry & Associates' revenue in the fourth quarter fiscal 2026?
Jack Henry & Associates (JKHY) reported revenue of $644M for the fourth quarter fiscal 2026 (Q4 FY26), +5% from a year earlier and +1% from the quarter before.
Was Jack Henry & Associates profitable in the fourth quarter fiscal 2026?
Operating profit was $137M (21.2% of revenue) and net earnings $111M.