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Filing Flows › Jack Henry & Associates (JKHY) › Q4 FY26 › vs Q3 FY26

Jack Henry & Associates (JKHY) Q4 FY26 vs Q3 FY26 (quarter over quarter)

Jack Henry & Associates's revenue rose $7.8M (+1%) from $636M in Q3 FY26 to $644M in Q4 FY26. Operating margin 21.2% against 24.4% (-3.1 pts).

Jack Henry & Associates, Q4 FY26: revenue $644M (+5% year over year), operating margin 21.2%, net earnings $111M, operating cash flow $303M. The chart draws each line against Q3 FY26, the increases inside each band.

Jack Henry & Associates: what changed, Q4 FY26 vs Q3 FY26Jack Henry & Associates: what changed, Q4 FY26 vs Q3 FY26Working capital & other$127MOperating cash flow$117MFree cash flow (OCF − capex)$113MCosts & expenses$26.1MPre-tax earnings−$18.8MOperating profit−$18.3MSG&A$15.1MNet earnings−$11.7MIncome tax−$7.1MCost of revenue$6.3M

Margins

Q4 FY26Q3 FY26Change
Operating margin21.2%24.4%-3.1 pts
Net margin17.3%19.3%-2.0 pts
Free cash flow margin43.8%26.6%+17.2 pts

Every line

LineQ4 FY26Q3 FY26Change%
Revenue$644M$636M$7.8M+1%
Other income, net$3.0M$3.5M−$529K-15%
Operating profit$137M$155M−$18.3M-12%
Costs & expenses$507M$481M$26.1M+5%
Pre-tax earnings$140M$159M−$18.8M-12%
Cost of revenue$370M$364M$6.3M+2%
Research & development$49.8M$45.1M$4.7M+10%
SG&A$87.2M$72.2M$15.1M+21%
Net earnings$111M$123M−$11.7M-9%
Income tax$28.5M$35.6M−$7.1M-20%
Depreciation$10.9M$10.5M$370K+4%
Share-based compensation$9.5M$8.2M$1.3M+16%
Working capital & other$171M$44.4M$127M+285%
Operating cash flow$303M$186M$117M+63%
Free cash flow (OCF − capex)$282M$170M$113M+66%
Capital expenditures$20.5M$16.5M$4.0M+24%

Questions

How much did Jack Henry & Associates's revenue grow quarter over quarter in Q4 FY26?

Jack Henry & Associates's revenue rose $7.8M (+1%) from $636M in Q3 FY26 to $644M in Q4 FY26. Operating margin 21.2% against 24.4% (-3.1 pts).

Q4 FY26 results → · Compare in the interactive Sankey →