Filing Flows

Filing Flows › Companies › John Marshall Bancorp › Cash flow

John Marshall Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$7.4M in Q3 2026 · $27.8M over twelve months

Operating cash flow$7.4M
Capital spending−$41K
Free cash flow+$7.4M
Cash / net income1.0×

Analysis

In Q3 2026, John Marshall Bancorp generated $7.4M of operating cash flow and spent $41K on capital projects, leaving free cash flow of $7.4M. That is $6.2M more than in Q3 2025 ($1.2M).

Over the twelve months to Sep 30, 2026, operating cash flow was $27.8M; the largest uses were other investing ($88.9M), dividends ($4.0M), buybacks ($2.8M); besides operations, cash came from other financing ($95.4M); the cash balance rose by $27.4M.

Operating cash flow was $7.4M against net income of $7.5M — 1.0× profit, roughly in line with earnings. The largest differences: prepaid and other assets +$814K, other liabilities −$412K, stock-based pay +$142K.

Free cash flow

John Marshall Bancorp: free cash flow by quarterJohn Marshall Bancorp: free cash flow by quarter$5.2MQ4 2024$6.6MQ1 2025$7.4MQ2 2025$1.2MQ3 2025$6.9MQ4 2025$8.5MQ1 2026$5.0MQ2 2026$7.4MQ3 2026
Operating cash flow less capital spending.
John Marshall Bancorp: operating cash flow against capital spendingJohn Marshall Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$5.5M$252KQ4 2024$7.0M$342KQ1 2025$7.5M$161KQ2 2025$1.2M$33KQ3 2025$6.9M$18KQ4 2025$8.5M$1KQ1 2026$5.0M$6KQ2 2026$7.4M$41KQ3 2026
Latest (Q3 2026): Operating cash flow $7.4M, Capital spending $41K.

Capital allocation, year by year

John Marshall Bancorp: where the cash came from (up) and went (down), by fiscal yearJohn Marshall Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowShares issuedAsset salesCapital spendingBuybacksDividendsFY2021: Operating cash flow $32.4MFY2021: Shares issued $716KFY2021: Asset sales $35KFY2021: Capital spending −$353K$33.1MFY2021FY2022: Operating cash flow $33.2MFY2022: Shares issued $3.1MFY2022: Capital spending −$156KFY2022: Dividends −$2.8M$36.2MFY2022FY2023: Operating cash flow $18.0MFY2023: Shares issued $320KFY2023: Asset sales $82KFY2023: Capital spending −$612KFY2023: Dividends −$3.1M$18.4MFY2023FY2024: Operating cash flow $17.3MFY2024: Shares issued $1.1MFY2024: Capital spending −$483KFY2024: Buybacks −$49KFY2024: Dividends −$3.6M$18.3MFY2024FY2025: Operating cash flow $22.6MFY2025: Shares issued $446KFY2025: Asset sales $47KFY2025: Capital spending −$554KFY2025: Buybacks −$2.4MFY2025: Dividends −$4.3M$23.1MFY2025
Over these 5 years operating cash flow totalled $123M; the largest uses were dividends ($13.7M) and buybacks ($2.5M). Cash-flow statements as filed.

Where the cash came from and went

John Marshall Bancorp: sources (+) and uses (−) of cash, Q3 2026John Marshall Bancorp: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)−$32.1MOther financing$31.3MOperating cash flow$7.4MOther investing−$5.2MDividends−$1.4MCapital spending−$41K
John Marshall Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026John Marshall Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing$95.4MOther investing−$88.9MOperating cash flow$27.8MCash drawn (+) / kept (−)−$27.4MDividends−$4.0MBuybacks−$2.8MCapital spending−$66K

From profit to cash

John Marshall Bancorp: net income to operating cash flow, Q3 2026John Marshall Bancorp: net income to operating cash flow, Q3 2026Net income$7.5MDepreciation & amortization$109KStock-based pay$142KDeferred taxes$55KPrepaid and other assets$814KOther liabilities−$412KOperating cash flow$7.4M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$7.4M−$41K—−$1.4M—−$32.1M$7.4M
Q2 2026$5.0M−$6K—−$1.3M—−$8.8M$5.0M
Q1 2026$8.5M−$1K−$2.0M−$1.3M—−$20.2M$8.5M
Q4 2025$6.9M−$18K−$768K−$1K—$33.7M$6.9M
Q3 2025$1.2M−$33K−$294K——−$46.7M$1.2M
Q2 2025$7.5M−$161K−$1.3M—$367K$52.1M$7.4M
Q1 2025$7.0M−$342K−$46K—$79K−$46.6M$6.6M
Q4 2024$5.5M−$252K——$16K$54.8M$5.2M

John Marshall Bancorp: income statement and cash flow

John Marshall Bancorp, Q3 2026: revenue $18.1M (+11% year over year), operating margin 53.7%. The chart follows the revenue to costs, profit and cash.

John Marshall Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.