Filing Flows › Kingstone Companies (KINS) › Q2 2025
Kingstone Companies (KINS) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 14, 2025
Kingstone Companies (KINS) reported revenue of $52.3M for the second quarter 2025 (Q2 2025), +43% from a year earlier and +4% from the quarter before. Operating margin was 27.1%, net earnings $11.3M (21.5% of revenue).
Kingstone Companies, Q2 2025: revenue $52.3M (+43% year over year), operating margin 27.1%, net earnings $11.3M, operating cash flow $9.3M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $52.3M | +4% | +43% |
| Operating profit | $14.2M | +200% | +148% |
| Net earnings | $11.3M | +190% | +149% |
| Operating cash flow | $9.3M | -48% | +30% |
| Free cash flow | $8.7M | -49% | +31% |
What changed
Revenue was $52.3M in Q2 2025, up 43% year over year and up 4% from the previous quarter.
Operating profit was $14.2M, a 27.1% margin (up 11.4 points year over year). Of the extra revenue versus a year earlier, 53% reached operating profit, above the 16% margin then. Total costs grew 24% against revenue growth of 43%. Net earnings were $11.3M, up 149% year over year. The effective tax rate was 20.6%.
Operating cash flow was $9.3M (up 30% year over year), 82% of net earnings. Non-cash charges added back $613K of depreciation and amortization and $472K of share-based compensation. Working capital and other items used $3.1M. Capital expenditures of $577K left free cash flow of $8.7M.
Questions
What was Kingstone Companies' revenue in the second quarter 2025?
Kingstone Companies (KINS) reported revenue of $52.3M for the second quarter 2025 (Q2 2025), +43% from a year earlier and +4% from the quarter before.
Was Kingstone Companies profitable in the second quarter 2025?
Operating profit was $14.2M (27.1% of revenue) and net earnings $11.3M.