Filing Flows › Kingstone Companies (KINS) › Q3 2025
Kingstone Companies (KINS) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 12, 2025
Kingstone Companies (KINS) reported revenue of $55.7M for the third quarter 2025 (Q3 2025), +36% from a year earlier and +6% from the quarter before. Operating margin was 24.6%, net earnings $10.9M (19.5% of revenue).
Kingstone Companies, Q3 2025: revenue $55.7M (+36% year over year), operating margin 24.6%, net earnings $10.9M, operating cash flow $25.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $55.7M | +6% | +36% |
| Operating profit | $13.7M | -3% | +51% |
| Net earnings | $10.9M | -3% | +56% |
| Operating cash flow | $25.9M | +180% | +19% |
| Free cash flow | $25.3M | +191% | +20% |
What changed
Revenue was $55.7M in Q3 2025, up 36% year over year and up 6% from the previous quarter.
Operating profit was $13.7M, a 24.6% margin (up 2.3 points year over year). Of the extra revenue versus a year earlier, 31% reached operating profit, above the 22% margin then. Total costs grew 32% against revenue growth of 36%. Net earnings were $10.9M, up 56% year over year. The effective tax rate was 20.7%.
Operating cash flow was $25.9M (up 19% year over year), 238% of net earnings. Non-cash charges added back $645K of depreciation and amortization and $430K of share-based compensation. Working capital and other items added $14.0M. Capital expenditures of $652K left free cash flow of $25.3M.
Questions
What was Kingstone Companies' revenue in the third quarter 2025?
Kingstone Companies (KINS) reported revenue of $55.7M for the third quarter 2025 (Q3 2025), +36% from a year earlier and +6% from the quarter before.
Was Kingstone Companies profitable in the third quarter 2025?
Operating profit was $13.7M (24.6% of revenue) and net earnings $10.9M.