Filing Flows › Kingstone Companies (KINS) › Q4 2025
Kingstone Companies (KINS) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 16, 2026
Kingstone Companies (KINS) reported revenue of $56.4M for the fourth quarter 2025 (Q4 2025), +34% from a year earlier and +1% from the quarter before. Operating margin was 32.7%, net earnings $14.8M (26.2% of revenue).
Kingstone Companies, Q4 2025: revenue $56.4M (+34% year over year), operating margin 32.7%, net earnings $14.8M, operating cash flow $22.8M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $56.4M | +1% | +34% |
| Operating profit | $18.5M | +35% | +176% |
| Net earnings | $14.8M | +36% | +171% |
| Operating cash flow | $22.8M | -12% | -0.8% |
| Free cash flow | $22.1M | -13% | -1% |
What changed
Revenue was $56.4M in Q4 2025, up 34% year over year and up 1% from the previous quarter.
Operating profit was $18.5M, a 32.7% margin (up 16.8 points year over year). Of the extra revenue versus a year earlier, 82% reached operating profit, above the 16% margin then. Total costs grew 7% against revenue growth of 34%. Net earnings were $14.8M, up 171% year over year. The effective tax rate was 20.0%.
Operating cash flow was $22.8M (down 1% year over year), 154% of net earnings. Non-cash charges added back $678K of depreciation and amortization and $241K of share-based compensation. Working capital and other items added $7.1M. Capital expenditures of $715K left free cash flow of $22.1M.
Questions
What was Kingstone Companies' revenue in the fourth quarter 2025?
Kingstone Companies (KINS) reported revenue of $56.4M for the fourth quarter 2025 (Q4 2025), +34% from a year earlier and +1% from the quarter before.
Was Kingstone Companies profitable in the fourth quarter 2025?
Operating profit was $18.5M (32.7% of revenue) and net earnings $14.8M.