Filing Flows › Kemper (KMPR) › Q1 2025
Kemper (KMPR) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 7, 2025
Kemper (KMPR) reported revenue of $1.2B for the first quarter 2025 (Q1 2025), +4% from a year earlier and +0.5% from the quarter before. Operating margin was 10.0%, net earnings $99.7M (8.4% of revenue).
Kemper, Q1 2025: revenue $1.2B (+4% year over year), operating margin 10.0%, net earnings $99.7M, operating cash flow $180M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.2B | +0.5% | +4% |
| Operating profit | $120M | +0.4% | +39% |
| Net earnings | $99.7M | +2% | +40% |
| Operating cash flow | $180M | +3% | +319% |
| Free cash flow | $172M | +4% | +522% |
What changed
Revenue was $1.2B in Q1 2025, up 4% year over year and up 1% from the previous quarter.
Operating profit was $0.12B, a 10.0% margin (up 2.5 points year over year). Of the extra revenue versus a year earlier, 67% reached operating profit, above the 8% margin then. Total costs grew 2% against revenue growth of 4%. Net earnings were $0.10B, up 40% year over year ($0.10B including minority interests, which bore $2.7M of losses). The effective tax rate was 19.0%.
Operating cash flow was $0.18B (up 319% year over year), 186% of net income including minority interests. Non-cash charges added back $0.01B of depreciation and amortization. Working capital and other items added $0.07B. Capital expenditures of $0.01B left free cash flow of $0.17B.
Questions
What was Kemper's revenue in the first quarter 2025?
Kemper (KMPR) reported revenue of $1.2B for the first quarter 2025 (Q1 2025), +4% from a year earlier and +0.5% from the quarter before.
Was Kemper profitable in the first quarter 2025?
Operating profit was $120M (10.0% of revenue) and net earnings $99.7M.
Source: Kemper 10-Q on SEC EDGAR.