Filing Flows › Kemper (KMPR) › Q2 2025
Kemper (KMPR) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 5, 2025
Kemper (KMPR) reported revenue of $1.2B for the second quarter 2025 (Q2 2025), +8% from a year earlier and +3% from the quarter before. Operating margin was 7.1%, net earnings $72.6M (5.9% of revenue).
Kemper, Q2 2025: revenue $1.2B (+8% year over year), operating margin 7.1%, net earnings $72.6M, operating cash flow $89.6M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.2B | +3% | +8% |
| Operating profit | $87.5M | -27% | -23% |
| Net earnings | $72.6M | -27% | -4% |
| Operating cash flow | $89.6M | -50% | +291% |
| Free cash flow | $82.0M | -52% | 16× |
What changed
Revenue was $1.2B in Q2 2025, up 8% year over year and up 3% from the previous quarter.
Operating profit was $0.09B, a 7.1% margin (down 3.0 points year over year). Operating profit fell $0.03B even though revenue rose $0.10B versus a year earlier, so costs grew faster than sales. Total costs grew 12% against revenue growth of 8%. Net earnings were $0.07B, down 4% year over year ($0.07B including minority interests, which bore $2.8M of losses). The effective tax rate was 20.2%.
Operating cash flow was $0.09B (up 291% year over year), 128% of net income including minority interests. Non-cash charges added back $0.01B of depreciation and amortization. Working capital and other items added $0.01B. Capital expenditures of $0.01B left free cash flow of $0.08B.
Questions
What was Kemper's revenue in the second quarter 2025?
Kemper (KMPR) reported revenue of $1.2B for the second quarter 2025 (Q2 2025), +8% from a year earlier and +3% from the quarter before.
Was Kemper profitable in the second quarter 2025?
Operating profit was $87.5M (7.1% of revenue) and net earnings $72.6M.
Source: Kemper 10-Q on SEC EDGAR.