Filing Flows › Kemper (KMPR) › Q3 2026 › vs Q2 2026
Kemper (KMPR) Q3 2026 vs Q2 2026 (quarter over quarter)
Kemper's revenue fell $2.1M (-0.2%) from $1.1B in Q2 2026 to $1.1B in Q3 2026. Operating margin 5.9% against -42.7% (+48.6 pts).
Kemper, Q3 2026: revenue $1.1B (-12% year over year), operating margin 5.9%, net earnings $52.4M, operating cash flow $63.1M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 5.9% | -42.7% | +48.6 pts |
| Net margin | 4.8% | -42.5% | +47.3 pts |
| Free cash flow margin | 5.1% | 1.7% | +3.4 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $1.1B | $1.1B | −$2.1M | -0.2% |
| Operating profit | $64.1M | −$467M | $531M | — |
| Costs & expenses | $1.0B | $1.6B | −$533M | -34% |
| Pre-tax earnings | $64.1M | −$467M | $531M | — |
| Net earnings | $52.4M | −$465M | $517M | — |
| Minority interests | $1.3M | −$1.2M | $2.5M | — |
| Income tax | $10.4M | −$1.0M | $11.4M | — |
| Depreciation & amortization | $11.3M | $11.6M | −$300K | -3% |
| Working capital & other | $600K | −$484M | $484M | — |
| Operating cash flow | $63.1M | $30.5M | $32.6M | +107% |
| Free cash flow (OCF − capex) | $55.7M | $19.1M | $36.6M | +192% |
| Capital expenditures | $7.4M | $11.4M | −$4.0M | -35% |
Questions
How much did Kemper's revenue grow quarter over quarter in Q3 2026?
Kemper's revenue fell $2.1M (-0.2%) from $1.1B in Q2 2026 to $1.1B in Q3 2026. Operating margin 5.9% against -42.7% (+48.6 pts).