Filing Flows › Kemper (KMPR) › Q3 2026
Kemper (KMPR) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
Kemper (KMPR) reported revenue of $1.1B for the third quarter 2026 (Q3 2026), -12% from a year earlier and -0.2% from the quarter before. Operating margin was 5.9%, net earnings $52.4M (4.8% of revenue).
Kemper, Q3 2026: revenue $1.1B (-12% year over year), operating margin 5.9%, net earnings $52.4M, operating cash flow $63.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.1B | -0.2% | -12% |
| Operating profit | $64.1M | — | — |
| Net earnings | $52.4M | — | — |
| Operating cash flow | $63.1M | +107% | -55% |
| Free cash flow | $55.7M | +192% | -58% |
What changed
Revenue was $1.1B in Q3 2026, down 12% year over year and roughly flat from the previous quarter.
Operating profit was $0.06B, a 5.9% margin (up 8.5 points year over year). Total costs fell 19% while revenue fell 12%. Net earnings were $0.05B. The effective tax rate was 16.2%.
Operating cash flow was $0.06B (down 55% year over year), 118% of net income including minority interests. Non-cash charges added back $0.01B of depreciation and amortization. Capital expenditures of $0.01B left free cash flow of $0.06B.
Questions
What was Kemper's revenue in the third quarter 2026?
Kemper (KMPR) reported revenue of $1.1B for the third quarter 2026 (Q3 2026), -12% from a year earlier and -0.2% from the quarter before.
Was Kemper profitable in the third quarter 2026?
Operating profit was $64.1M (5.9% of revenue) and net earnings $52.4M.
Source: Kemper 10-Q on SEC EDGAR.