Filing Flows › loanDepot (LDI) › Q2 2026
loanDepot (LDI) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
loanDepot (LDI) reported revenue of $337M for the second quarter 2026 (Q2 2026), +19% from a year earlier and +18% from the quarter before. Operating margin was -2.0%, net loss $6.6M (2.0% of revenue).
loanDepot, Q2 2026: revenue $337M (+19% year over year), operating margin -2.0%, net loss $6.6M, operating cash flow $520M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $337M | +18% | +19% |
| Operating profit | −$6.6M | — | — |
| Net earnings | −$6.6M | — | — |
| Operating cash flow | $520M | — | +636% |
| Free cash flow | $510M | — | +693% |
What changed
Revenue was $337.3M in Q2 2026, up 19% year over year and up 18% from the previous quarter.
Operating costs exceeded revenue by $6.6M, an operating margin of -2.0%. Total costs grew 9% against revenue growth of 19%. The fastest-growing cost line was General & admin (+20%). The quarter ended with a net loss of $6.6M, narrower than the previous quarter's $54.9M loss. Minority interests bore $2.1M of it: to shareholders the quarter was a loss of $4.5M.
Operating cash flow was $519.7M (up 636% year over year). Non-cash charges added back $5.9M of depreciation and amortization and $5.3M of share-based compensation. Working capital and other items added $515.2M. Capital expenditures of $9.4M left free cash flow of $510.3M.
Questions
What was loanDepot's revenue in the second quarter 2026?
loanDepot (LDI) reported revenue of $337M for the second quarter 2026 (Q2 2026), +19% from a year earlier and +18% from the quarter before.
Was loanDepot profitable in the second quarter 2026?
Operating loss was $6.6M (-2.0% of revenue) and net loss $6.6M.
Source: loanDepot 10-Q on SEC EDGAR.