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loanDepot (LDI) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 6, 2026 · loanDepot (LDI) Q2 2026 earnings results →
Q2 2026 Revenue up 19% year over year to $337M · 2¢ of every $1 of revenue lost · operating margin -2.0%
loanDepot made $337M in Q2 2026 (+19% Y/Y). Operating margin -2.0%, net loss $6.6M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 6, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $337.3M in Q2 2026, up 19% year over year and up 18% from the previous quarter.
Operating costs exceeded revenue by $6.6M, an operating margin of -2.0%. Total costs grew 9% against revenue growth of 19%. The fastest-growing cost line was General & admin (+20%). The quarter ended with a net loss of $6.6M, narrower than the previous quarter's $54.9M loss. Minority interests bore $2.1M of it: to shareholders the quarter was a loss of $4.5M.
Operating cash flow was $519.7M (up 636% year over year). Non-cash charges added back $5.9M of depreciation and amortization and $5.3M of share-based compensation. Working capital and other items added $515.2M. Capital expenditures of $9.4M left free cash flow of $510.3M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 6, 2026 | $337M | +19% | -2.0% | −$6.6M | $520M |
| Q1 2026 | 10-Q | May 7, 2026 | $286M | +5% | -19.2% | −$54.9M | −$169M |
| Q4 2025 | 10-K | Mar 12, 2026 | $310M | +20% | -10.3% | −$32.8M | −$639M |
| Q3 2025 | 10-Q | Nov 7, 2025 | $323M | +3% | -3.2% | −$8.7M | $43.4M |
| Q2 2025 | 10-Q | Aug 8, 2025 | $283M | +6% | -11.4% | −$25.3M | $64.5M |
| Q1 2025 | 10-Q | May 8, 2025 | $274M | +23% | -16.8% | −$40.7M | −$177M |
| Q4 2024 | 10-K | Mar 13, 2025 | $257M | +13% | -32.7% | −$67.5M | $47.7M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About loanDepot
We are a leading provider of lending solutions that make the American dream of homeownership more accessible and achievable for all, especially the increasingly diverse communities of first-time homebuyers, through a broad suite of lending and real estate services that simplify one of life's most complex transactions. We launched our business in 2010 to disrupt the legacy mortgage industry and make obtaining a mortgage a positive experience for consumers. Our goal is to be the lender of choice for consumers and the employer of choice by being a company that operates on sound principles of exceptional value, ethics, and transparency. We offer a wide variety of loan products and our in-house servicing platform complements our loan origination strategy.
In its own words, from its 10-K, filed Mar 12, 2026.
loanDepot against its Finance Services peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +19% against the peers' median +18%. Operating margin: -2.0% against the peers' median 5.1%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| LDI loanDepot | Q2 2026 | $337M | +19% | -2.0% |
| AXP American Express | Q3 2026 | $20.1B | +9% | 22.6% |
| BTGO Bitgo Holdings | Q2 FY27 | $4.3B | +80% | -0.4% |
| General Motors Financial Company | Q3 2026 | $4.3B | -0.6% | 15.3% |
| SOFI SoFi Technologies | Q3 2026 | $1.4B | +44% | 22.9% |
| COIN Coinbase Global | Q3 2026 | $1.2B | -35% | 5.1% |
| CRCL Circle Internet Group | Q3 2026 | $865M | +17% | 24.1% |
| CHYM Chime Financial | Q3 2026 | $718M | +32% | 4.8% |
| GDOT Green DOT | Q2 2026 | $596M | +18% | -0.1% |
Source: loanDepot 10-Q on SEC EDGAR · CIK 1831631 · Finance Services
13F: who owns LDI and who is buying
More on LDI
History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results