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Filing Flows › Ethos Technologies (LIFE) › Q3 2026 › vs Q3 2025

Ethos Technologies (LIFE) Q3 2026 vs Q3 2025 (year over year)

Ethos Technologies's revenue rose $141M (+151%) from $93.8M in Q3 2025 to $235M in Q3 2026. Operating margin 1.6% against 18.2% (-16.6 pts).

Ethos Technologies, Q3 2026: revenue $235M (+151% year over year), operating margin 1.6%, net earnings $4.7M, operating cash flow $40.7M. The chart draws each line against Q3 2025, the increases inside each band.

Ethos Technologies: what changed, Q3 2026 vs Q3 2025Ethos Technologies: what changed, Q3 2026 vs Q3 2025Costs & expenses$155MSales & marketing$112MOperating cash flow$33.5MFree cash flow (OCF − capex)$33.3MGeneral & admin$30.3MShare-based compensation$28.8MWorking capital & other$15.4MOperating profit−$13.2MPre-tax earnings−$12.3MNet earnings−$11.2M

Margins

Q3 2026Q3 2025Change
Operating margin1.6%18.2%-16.6 pts
Net margin2.0%16.9%-14.9 pts
Free cash flow margin17.0%7.2%+9.9 pts

Every line

LineQ3 2026Q3 2025Change%
Revenue$235M$93.8M$141M+151%
Other income, net$1.6M$666K$949K+142%
Operating profit$3.8M$17.1M−$13.2M-77%
Costs & expenses$231M$76.7M$155M+202%
Pre-tax earnings$5.5M$17.7M−$12.3M-69%
Cost of revenue$4.5M$1.7M$2.8M+165%
Sales & marketing$169M$57.1M$112M+197%
General & admin$39.2M$8.9M$30.3M+342%
Other operating costs$18.3M$9.1M$9.2M+101%
Net earnings$4.7M$15.9M−$11.2M-71%
Income tax$790K$1.9M−$1.1M-58%
Depreciation & amortization$1.8M$1.3M$506K+38%
Share-based compensation$29.1M$272K$28.8M107×
Working capital & other$5.1M−$10.2M$15.4M—
Operating cash flow$40.7M$7.2M$33.5M+462%
Free cash flow (OCF − capex)$40.1M$6.7M$33.3M+496%
Capital expenditures$672K$523K$149K+28%

Questions

How much did Ethos Technologies's revenue grow year over year in Q3 2026?

Ethos Technologies's revenue rose $141M (+151%) from $93.8M in Q3 2025 to $235M in Q3 2026. Operating margin 1.6% against 18.2% (-16.6 pts).

Q3 2026 results → · Compare in the interactive Sankey →