Filing Flows › Ethos Technologies (LIFE) › Q3 2026
Ethos Technologies (LIFE) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Ethos Technologies (LIFE) reported revenue of $235M for the third quarter 2026 (Q3 2026), +151% from a year earlier and +24% from the quarter before. Operating margin was 1.6%, net earnings $4.7M (2.0% of revenue).
Ethos Technologies, Q3 2026: revenue $235M (+151% year over year), operating margin 1.6%, net earnings $4.7M, operating cash flow $40.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $235M | +24% | +151% |
| Operating profit | $3.8M | -79% | -77% |
| Net earnings | $4.7M | -76% | -71% |
| Operating cash flow | $40.7M | +14% | +462% |
| Free cash flow | $40.1M | +13% | +496% |
What changed
Revenue was $235.2M in Q3 2026, up 151% year over year and up 24% from the previous quarter.
Operating profit was $3.8M, a 1.6% margin (down 16.6 points year over year). Operating profit fell $13.2M even though revenue rose $141.4M versus a year earlier, so costs grew faster than sales. Total costs grew 202% against revenue growth of 151%. The fastest-growing cost line was General & admin (+342%). Net earnings were $4.7M, down 71% year over year. The effective tax rate was 14.5%. Non-operating items added $1.6M, 30% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was $40.7M (up 462% year over year), 872% of net earnings. Non-cash charges added back $1.8M of depreciation and amortization and $29.1M of share-based compensation. Working capital and other items added $5.1M. Capital expenditures of $672K left free cash flow of $40.1M.
Questions
What was Ethos Technologies' revenue in the third quarter 2026?
Ethos Technologies (LIFE) reported revenue of $235M for the third quarter 2026 (Q3 2026), +151% from a year earlier and +24% from the quarter before.
Was Ethos Technologies profitable in the third quarter 2026?
Operating profit was $3.8M (1.6% of revenue) and net earnings $4.7M.
Source: Ethos Technologies 10-Q on SEC EDGAR.