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Ethos Technologies (LIFE) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 5, 2026

Ethos Technologies (LIFE) reported revenue of $190M for the second quarter 2026 (Q2 2026), +113% from a year earlier and -2% from the quarter before. Operating margin was 9.6%, net earnings $19.5M (10.3% of revenue).

Revenue$190M
Year over year+113%
Quarter over quarter-2%
Operating margin9.6%
Net earnings$19.5M

Ethos Technologies, Q2 2026: revenue $190M (+113% year over year), operating margin 9.6%, net earnings $19.5M, operating cash flow $35.7M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$190M-2%+113%
Operating profit$18.1M—-4%
Net earnings$19.5M—+6%
Operating cash flow$35.7M+14%+170%
Free cash flow$35.3M+15%+173%

What changed

Revenue was $189.6M in Q2 2026, up 113% year over year and down 2% from the previous quarter.

Operating profit was $18.1M, a 9.6% margin (down 11.6 points year over year). Operating profit fell $723K even though revenue rose $100.7M versus a year earlier, so costs grew faster than sales. Total costs grew 145% against revenue growth of 113%. The fastest-growing cost line was General & admin (+193%). Net earnings were $19.5M, up 6% year over year. The effective tax rate was -1.1%.

Operating cash flow was $35.7M (up 170% year over year), 183% of net earnings. Non-cash charges added back $1.6M of depreciation and amortization and $15.5M of share-based compensation. Capital expenditures of $325K left free cash flow of $35.3M.

Questions

What was Ethos Technologies' revenue in the second quarter 2026?

Ethos Technologies (LIFE) reported revenue of $190M for the second quarter 2026 (Q2 2026), +113% from a year earlier and -2% from the quarter before.

Was Ethos Technologies profitable in the second quarter 2026?

Operating profit was $18.1M (9.6% of revenue) and net earnings $19.5M.

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Source: Ethos Technologies 10-Q on SEC EDGAR.