Filing Flows › Manhattan Bridge Capital (LOAN) › Q3 2025
Manhattan Bridge Capital (LOAN) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 24, 2025
Manhattan Bridge Capital (LOAN) reported revenue of $2.0M for the third quarter 2025 (Q3 2025), -12% from a year earlier and -14% from the quarter before. Operating margin was 58.8%, net earnings $1.2M (59.1% of revenue).
Manhattan Bridge Capital, Q3 2025: revenue $2.0M (-12% year over year), operating margin 58.8%, net earnings $1.2M, operating cash flow $1.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.0M | -14% | -12% |
| Operating profit | $1.2M | -15% | -14% |
| Net earnings | $1.2M | -15% | -14% |
| Operating cash flow | $1.4M | +14% | +13% |
What changed
Revenue was $2.0M in Q3 2025, down 12% year over year and down 14% from the previous quarter.
Operating profit was $1.2M, a 58.8% margin (down 1.5 points year over year). Total costs fell 9% while revenue fell 12%. Net earnings were $1.2M, down 14% year over year. The effective tax rate was 0.0%.
Operating cash flow was $1.4M (up 13% year over year), 116% of net earnings. Non-cash charges added back $1K of depreciation and $3K of share-based compensation. Working capital and other items added $192K.
Questions
What was Manhattan Bridge Capital's revenue in the third quarter 2025?
Manhattan Bridge Capital (LOAN) reported revenue of $2.0M for the third quarter 2025 (Q3 2025), -12% from a year earlier and -14% from the quarter before.
Was Manhattan Bridge Capital profitable in the third quarter 2025?
Operating profit was $1.2M (58.8% of revenue) and net earnings $1.2M.