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Manhattan Bridge Capital (LOAN) Q4 2025 earnings results (fourth quarter 2025)

10-K filed Mar 27, 2026

Manhattan Bridge Capital (LOAN) reported revenue of $2.0M for the fourth quarter 2025 (Q4 2025), -15% from a year earlier and -2% from the quarter before. Operating margin was 55.9%, net earnings $1.1M (56.1% of revenue).

Revenue$2.0M
Year over year-15%
Quarter over quarter-2%
Operating margin55.9%
Net earnings$1.1M

Manhattan Bridge Capital, Q4 2025: revenue $2.0M (-15% year over year), operating margin 55.9%, net earnings $1.1M, operating cash flow $1.1M. The chart follows the revenue to costs, profit and cash.

Q4 2025AmountQ/QY/Y
Revenue$2.0M-2%-15%
Operating profit$1.1M-7%-14%
Net earnings$1.1M-7%-14%
Operating cash flow$1.1M-20%-12%

What changed

Revenue was $2.0M in Q4 2025, down 15% year over year and down 2% from the previous quarter.

Operating profit was $1.1M, a 55.9% margin (up 0.7 points year over year). Total costs fell 16% while revenue fell 15%. Net earnings were $1.1M, down 14% year over year. The effective tax rate was 0.0%.

Operating cash flow was $1.1M (down 12% year over year), 100% of net earnings. Non-cash charges added back $1K of depreciation and $3K of share-based compensation.

Questions

What was Manhattan Bridge Capital's revenue in the fourth quarter 2025?

Manhattan Bridge Capital (LOAN) reported revenue of $2.0M for the fourth quarter 2025 (Q4 2025), -15% from a year earlier and -2% from the quarter before.

Was Manhattan Bridge Capital profitable in the fourth quarter 2025?

Operating profit was $1.1M (55.9% of revenue) and net earnings $1.1M.

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Source: Manhattan Bridge Capital 10-K on SEC EDGAR.