Filing Flows › Financials › Lloyds Banking Group (LYG)

Lloyds Banking Group (LYG) earnings and revenue breakdown

Latest: H1 2026 · 6-K filed Jul 30, 2026 · Lloyds Banking Group (LYG) H1 2026 earnings results →

H1 2026 Revenue up 13% year over year to $10.6B · 29¢ of every $1 of revenue kept as net profit · operating margin 40.4%

Lloyds Banking Group made $10.6B in H1 2026 (+13% Y/Y). Operating margin 40.4%, net earnings $3.1B. See where every dollar goes — costs, profit and cash — as a Sankey from the 6-K filed Jul 30, 2026.

Revenue$10.6B

Year over year+13%

Operating margin40.4%

Net earnings$3.1B

Operating cash flow$17.8B

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was £10.6B in H1 2026, up 13% year over year.

Operating profit was £4.3B, a 40.4% margin (up 3.1 points year over year). Of the extra revenue versus a year earlier, 64% reached operating profit, above the 37% margin then. Total costs grew 8% against revenue growth of 13%. Net earnings were £3.1B, up 22% year over year. The effective tax rate was 27.3%.

Operating cash flow was £17.8B (up 138% year over year), 571% of net earnings. Non-cash charges added back £1.8B of depreciation and amortization. Working capital and other items added £12.9B. Capital expenditures of £2.6B left free cash flow of £15.2B.

Quarterly history

Quarter	Form	Filed	Revenue	Y/Y	Op. margin	Net earnings	Op. cash flow
H1 2026	6-K	Jul 30, 2026	$10.6B	+13%	40.4%	$3.1B	$17.8B