Filing Flows › Metropolitan Bank Holding (MCB) › Q2 2026
Metropolitan Bank Holding (MCB) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 31, 2026
Metropolitan Bank Holding (MCB) reported revenue of $93.0M for the second quarter 2026 (Q2 2026), +22% from a year earlier and +5% from the quarter before. Operating margin was 30.0%, net earnings $19.2M (20.7% of revenue).
Metropolitan Bank Holding, Q2 2026: revenue $93.0M (+22% year over year), operating margin 30.0%, net earnings $19.2M, operating cash flow −$10.8M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $93.0M | +5% | +22% |
| Operating profit | $27.9M | -37% | +4% |
| Net earnings | $19.2M | -39% | +2% |
| Operating cash flow | −$10.8M | -120% | -159% |
What changed
Revenue was $93.0M in Q2 2026, up 22% year over year and up 5% from the previous quarter.
Operating profit was $27.9M, a 30.0% margin (down 5.1 points year over year). Of the extra revenue versus Q2 2025, 7% reached operating profit, below the 35% margin then. Total costs grew 32% against revenue growth of 22%. The fastest-growing cost line was Credit loss provision (+109%). Net earnings were $19.2M, up 2% year over year. The effective tax rate was 31.1%.
Operating cash flow was −$10.8M. Non-cash charges added back $4.2M of share-based compensation. Working capital and other items used $34.2M.
Questions
What was Metropolitan Bank Holding's revenue in the second quarter 2026?
Metropolitan Bank Holding (MCB) reported revenue of $93.0M for the second quarter 2026 (Q2 2026), +22% from a year earlier and +5% from the quarter before.
Was Metropolitan Bank Holding profitable in the second quarter 2026?
Operating profit was $27.9M (30.0% of revenue) and net earnings $19.2M.