Filing Flows › Metropolitan Bank Holding (MCB) › Q3 2026
Metropolitan Bank Holding (MCB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Metropolitan Bank Holding (MCB) reported revenue of $101M for the third quarter 2026 (Q3 2026), +26% from a year earlier and +8% from the quarter before. Operating margin was 45.7%, net earnings $32.4M (32.3% of revenue).
Metropolitan Bank Holding, Q3 2026: revenue $101M (+26% year over year), operating margin 45.7%, net earnings $32.4M, operating cash flow $61.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $101M | +8% | +26% |
| Operating profit | $46.0M | +65% | +352% |
| Net earnings | $32.4M | +69% | +356% |
| Operating cash flow | $61.5M | — | +93% |
What changed
Revenue was $100.6M in Q3 2026, up 26% year over year and up 8% from the previous quarter.
Operating profit was $46.0M, a 45.7% margin (up 33.0 points year over year). Of the extra revenue versus Q3 2025, 173% reached operating profit, above the 13% margin then. Total costs fell 22% while revenue rose 26%. Net earnings were $32.4M, up 356% year over year. The effective tax rate was 29.5%.
Operating cash flow was $61.5M (up 93% year over year), 190% of net earnings. Non-cash charges added back $3.8M of share-based compensation. Working capital and other items added $25.2M.
Questions
What was Metropolitan Bank Holding's revenue in the third quarter 2026?
Metropolitan Bank Holding (MCB) reported revenue of $101M for the third quarter 2026 (Q3 2026), +26% from a year earlier and +8% from the quarter before.
Was Metropolitan Bank Holding profitable in the third quarter 2026?
Operating profit was $46.0M (45.7% of revenue) and net earnings $32.4M.