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Metropolitan Bank Holding (MCB) Q3 2026 earnings results (third quarter 2026)

10-Q filed Nov 6, 2026

Metropolitan Bank Holding (MCB) reported revenue of $101M for the third quarter 2026 (Q3 2026), +26% from a year earlier and +8% from the quarter before. Operating margin was 45.7%, net earnings $32.4M (32.3% of revenue).

Revenue$101M
Year over year+26%
Quarter over quarter+8%
Operating margin45.7%
Net earnings$32.4M

Metropolitan Bank Holding, Q3 2026: revenue $101M (+26% year over year), operating margin 45.7%, net earnings $32.4M, operating cash flow $61.5M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$101M+8%+26%
Operating profit$46.0M+65%+352%
Net earnings$32.4M+69%+356%
Operating cash flow$61.5M—+93%

What changed

Revenue was $100.6M in Q3 2026, up 26% year over year and up 8% from the previous quarter.

Operating profit was $46.0M, a 45.7% margin (up 33.0 points year over year). Of the extra revenue versus Q3 2025, 173% reached operating profit, above the 13% margin then. Total costs fell 22% while revenue rose 26%. Net earnings were $32.4M, up 356% year over year. The effective tax rate was 29.5%.

Operating cash flow was $61.5M (up 93% year over year), 190% of net earnings. Non-cash charges added back $3.8M of share-based compensation. Working capital and other items added $25.2M.

Questions

What was Metropolitan Bank Holding's revenue in the third quarter 2026?

Metropolitan Bank Holding (MCB) reported revenue of $101M for the third quarter 2026 (Q3 2026), +26% from a year earlier and +8% from the quarter before.

Was Metropolitan Bank Holding profitable in the third quarter 2026?

Operating profit was $46.0M (45.7% of revenue) and net earnings $32.4M.

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Source: Metropolitan Bank Holding 10-Q on SEC EDGAR.