Filing Flows › MainStreet Bancshares (MNSB) › Q1 2026
MainStreet Bancshares (MNSB) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 8, 2026
MainStreet Bancshares (MNSB) reported revenue of $17.9M for the first quarter 2026 (Q1 2026), -47% from a year earlier and -45% from the quarter before. Operating margin was 29.9%, net earnings $4.1M (22.9% of revenue).
MainStreet Bancshares, Q1 2026: revenue $17.9M (-47% year over year), operating margin 29.9%, net earnings $4.1M, operating cash flow $6.6M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $17.9M | -45% | -47% |
| Operating profit | $5.4M | +10% | +71% |
| Net earnings | $4.1M | +1% | +67% |
| Operating cash flow | $6.6M | +0.4% | +355% |
| Free cash flow | $6.5M | +1% | +366% |
What changed
Revenue was $17.9M in Q1 2026, down 47% year over year and down 45% from the previous quarter.
Operating profit was $5.4M, a 29.9% margin (up 20.7 points year over year). Net earnings were $4.1M, up 67% year over year. The effective tax rate was 23.5%.
Operating cash flow was $6.6M (up 355% year over year), 161% of net earnings. Non-cash charges added back $1.0M of depreciation and amortization and $599K of share-based compensation. Working capital and other items added $945K. Capital expenditures of $101K left free cash flow of $6.5M.
Questions
What was MainStreet Bancshares' revenue in the first quarter 2026?
MainStreet Bancshares (MNSB) reported revenue of $17.9M for the first quarter 2026 (Q1 2026), -47% from a year earlier and -45% from the quarter before.
Was MainStreet Bancshares profitable in the first quarter 2026?
Operating profit was $5.4M (29.9% of revenue) and net earnings $4.1M.