Filing Flows › MainStreet Bancshares (MNSB) › Q2 2026
MainStreet Bancshares (MNSB) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
MainStreet Bancshares (MNSB) reported revenue of $19.1M for the second quarter 2026 (Q2 2026), -46% from a year earlier and +7% from the quarter before. Operating margin was 31.5%, net earnings $4.7M (24.4% of revenue).
MainStreet Bancshares, Q2 2026: revenue $19.1M (-46% year over year), operating margin 31.5%, net earnings $4.7M, operating cash flow $4.9M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $19.1M | +7% | -46% |
| Operating profit | $6.0M | +12% | +7% |
| Net earnings | $4.7M | +14% | +2% |
| Operating cash flow | $4.9M | -25% | +314% |
| Free cash flow | $4.8M | -25% | — |
What changed
Revenue was $19.1M in Q2 2026, down 46% year over year and up 7% from the previous quarter.
Operating profit was $6.0M, a 31.5% margin (up 15.5 points year over year). Net earnings were $4.7M, up 2% year over year. The effective tax rate was 22.5%.
Operating cash flow was $4.9M (up 314% year over year), 106% of net earnings. Non-cash charges added back $1.2M of depreciation and amortization and $614K of share-based compensation. Working capital and other items used $1.6M. Capital expenditures of $96K left free cash flow of $4.8M.
Questions
What was MainStreet Bancshares' revenue in the second quarter 2026?
MainStreet Bancshares (MNSB) reported revenue of $19.1M for the second quarter 2026 (Q2 2026), -46% from a year earlier and +7% from the quarter before.
Was MainStreet Bancshares profitable in the second quarter 2026?
Operating profit was $6.0M (31.5% of revenue) and net earnings $4.7M.