Filing Flows › Financials › Meridian (MRBK)
Meridian (MRBK) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 7, 2026 · Meridian (MRBK) Q2 2026 earnings results →
Q2 2026 Revenue up 1% year over year to $32.7M · 18¢ of every $1 of revenue kept as net profit · operating margin 22.9%
Meridian made $32.7M in Q2 2026 (+0.7% Y/Y). Operating margin 22.9%, net earnings $5.8M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 7, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $32.7M in Q2 2026, up 1% year over year and up 8% from the previous quarter.
Operating profit was $7.5M, a 22.9% margin (up 0.4 points year over year). Of the extra revenue versus Q2 2025, 85% reached operating profit, above the 22% margin then. Total costs grew 0% against revenue growth of 1%. Net earnings were $5.8M, up 4% year over year. The effective tax rate was 22.4%.
Operating cash flow was −$930K. Non-cash charges added back $118K of share-based compensation. Working capital and other items used $6.9M. Capital expenditures of $469K exceeded it, leaving free cash flow of −$1.4M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 7, 2026 | $32.7M | +0.7% | 22.9% | $5.8M | −$930K |
| Q1 2026 | 10-Q | May 11, 2026 | $30.2M | +12% | 8.6% | $2.0M | $2.9M |
| Q4 2025 | 10-K | Mar 13, 2026 | $34.2M | +5% | 27.2% | $7.2M | −$6.2M |
| Q3 2025 | 10-Q | Nov 7, 2025 | $33.1M | +14% | 26.2% | $6.7M | $24.4M |
| Q2 2025 | 10-Q | Aug 8, 2025 | $32.4M | +24% | 22.5% | $5.6M | −$12.0M |
| Q1 2025 | 10-Q | May 9, 2025 | $27.1M | +10% | 11.6% | $2.4M | $18.1M |
| Q4 2024 | 10-K | Mar 17, 2025 | $32.6M | +30% | 23.3% | $5.6M | −$704K |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Meridian
The Corporation is a bank holding company engaged in banking activities through its wholly-owned subsidiary, Meridian Bank (the “Bank”), a full-service, state-chartered commercial bank with offices in the Delaware Valley tri-state market, which includes Pennsylvania, New Jersey and Delaware, as well as in the Central Maryland market, and southwest Florida. We have a financial services business model with non-interest revenue streams from mortgage banking, the sale of SBA loan guarantees and wealth management services. We provide services to small and middle market businesses, professionals and retail customers throughout our market area. We have a modern, progressive, consultative approach to creating innovative solutions for our customers.
In its own words, from its 10-K, filed Mar 13, 2026.
Meridian against its National Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +0.7% against the peers' median +6%. Operating margin: 22.9% against the peers' median 30.6%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| MRBK Meridian | Q2 2026 | $32.7M | +0.7% | 22.9% |
| JPM JPMorgan Chase | Q3 2026 | $50.2B | +8% | 40.1% |
| BAC Bank of America | Q3 2026 | $30.0B | +3% | 29.9% |
| C Citigroup | Q3 2026 | $23.8B | +8% | 30.6% |
| WFC Wells Fargo | Q3 2026 | $21.9B | +2% | 32.5% |
| COF Capital One Financial | Q3 2026 | $16.3B | +6% | 28.0% |
| USB US Bancorp | Q3 2026 | $8.0B | +9% | 35.1% |
| PNC PNC Financial Services Group | Q3 2026 | $6.6B | +11% | 40.0% |
| TFC Truist Financial | Q3 2026 | $3.7B | -28% | 23.9% |
Source: Meridian 10-Q on SEC EDGAR · CIK 1750735 · National Commercial Banks
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History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results