Filing Flows › M&T Bank (MTB) › Q2 2026
M&T Bank (MTB) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 4, 2026
M&T Bank (MTB) reported revenue of $2.5B for the second quarter 2026 (Q2 2026), +6% from a year earlier and +4% from the quarter before. Operating margin was 42.0%, net earnings $818M (32.3% of revenue).
M&T Bank, Q2 2026: revenue $2.5B (+6% year over year), operating margin 42.0%, net earnings $818M, operating cash flow $1.3B. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.5B | +4% | +6% |
| Operating profit | $1.1B | +23% | +14% |
| Net earnings | $818M | +23% | +14% |
| Operating cash flow | $1.3B | +25% | +50% |
What changed
Revenue was $2.5B in Q2 2026, up 6% year over year and up 4% from the previous quarter.
Operating profit was $1.1B, a 42.0% margin (up 3.0 points year over year). Of the extra revenue versus Q2 2025, 94% reached operating profit, above the 39% margin then. Total costs grew 1% against revenue growth of 6%. Net earnings were $0.82B, up 14% year over year. The effective tax rate was 23.0%.
Operating cash flow was $1.3B (up 50% year over year), 155% of net earnings. Non-cash charges added back $0.08B of depreciation and amortization. Working capital and other items added $0.37B.
Questions
What was M&T Bank's revenue in the second quarter 2026?
M&T Bank (MTB) reported revenue of $2.5B for the second quarter 2026 (Q2 2026), +6% from a year earlier and +4% from the quarter before.
Was M&T Bank profitable in the second quarter 2026?
Operating profit was $1.1B (42.0% of revenue) and net earnings $818M.
Source: M&T Bank 10-Q on SEC EDGAR.