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Filing Flows › M&T Bank (MTB) › Q3 2026 › vs Q3 2025

M&T Bank (MTB) Q3 2026 vs Q3 2025 (year over year)

M&T Bank's revenue rose $23.0M (+0.9%) from $2.5B in Q3 2025 to $2.5B in Q3 2026. Operating margin 39.7% against 40.8% (-1.0 pts).

M&T Bank, Q3 2026: revenue $2.5B (+0.9% year over year), operating margin 39.7%, net earnings $775M, operating cash flow $1.3B. The chart draws each line against Q3 2025, the increases inside each band.

M&T Bank: what changed, Q3 2026 vs Q3 2025M&T Bank: what changed, Q3 2026 vs Q3 2025Working capital & other$270MOperating cash flow$253MCosts & expenses$40.0MNoninterest expense$30.0MOperating profit−$17.0MPre-tax earnings−$17.0MNet earnings−$17.0MOther operating costs$10.0M

Margins

Q3 2026Q3 2025Change
Operating margin39.7%40.8%-1.0 pts
Net margin30.6%31.5%-1.0 pts

Every line

LineQ3 2026Q3 2025Change%
Revenue$2.5B$2.5B$23.0M+0.9%
Operating profit$1.0B$1.0B−$17.0M-2%
Costs & expenses$1.5B$1.5B$40.0M+3%
Pre-tax earnings$1.0B$1.0B−$17.0M-2%
Noninterest expense$1.4B$1.4B$30.0M+2%
Other operating costs$135M$125M$10.0M+8%
Net earnings$775M$792M−$17.0M-2%
Income tax$233M$233M$00%
Depreciation & amortization$79.0M$79.0M$00%
Working capital & other$400M$130M$270M+208%
Operating cash flow$1.3B$1.0B$253M+25%

Questions

How much did M&T Bank's revenue grow year over year in Q3 2026?

M&T Bank's revenue rose $23.0M (+0.9%) from $2.5B in Q3 2025 to $2.5B in Q3 2026. Operating margin 39.7% against 40.8% (-1.0 pts).

Q3 2026 results → · Compare in the interactive Sankey →