Filing Flows › M&T Bank (MTB) › How it makes money
How M&T Bank (MTB) makes money
M&T Bank (MTB) made $2.5B of revenue in the third quarter 2026 (Q3 2026), +0.9% from a year earlier. Of every dollar of revenue, 40¢ was left as operating profit, 31¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $2.5B | 100.0% |
| Operating profit | $1.0B | 39.7% |
| Income tax | $233M | 9.2% |
| Net earnings | $775M | 30.6% |
| Operating cash flow | $1.3B | 49.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $2.5B | +0.9% |
| Q2 2026 | $2.5B | +6% |
| Q1 2026 | $2.4B | +6% |
| Q4 2025 | $2.5B | +4% |
| Q3 2025 | $2.5B | +8% |
| Q2 2025 | $2.4B | +4% |
| Q1 2025 | $2.3B | +2% |
From M&T Bank's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does M&T Bank make money?
M&T Bank (MTB) made $2.5B of revenue in the third quarter 2026 (Q3 2026), +0.9% from a year earlier. Of every dollar of revenue, 40¢ was left as operating profit, 31¢ was left as net earnings.
What is M&T Bank's profit margin?
Net earnings were $775M, 30.6% of revenue, in the third quarter 2026; the operating margin was 39.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.