Filing Flows › First Western Financial (MYFW) › Q3 2026
First Western Financial (MYFW) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
First Western Financial (MYFW) reported revenue of $28.1M for the third quarter 2026 (Q3 2026), +17% from a year earlier and -2% from the quarter before. Operating margin was 25.9%, net earnings $6.0M (21.3% of revenue).
First Western Financial, Q3 2026: revenue $28.1M (+17% year over year), operating margin 25.9%, net earnings $6.0M, operating cash flow $8.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $28.1M | -2% | +17% |
| Operating profit | $7.3M | -2% | +84% |
| Net earnings | $6.0M | +4% | +88% |
| Operating cash flow | $8.4M | -31% | -29% |
| Free cash flow | $7.9M | -30% | -26% |
What changed
Revenue was $28.1M in Q3 2026, up 17% year over year and down 2% from the previous quarter.
Operating profit was $7.3M, a 25.9% margin (up 9.4 points year over year). Of the extra revenue versus Q3 2025, 81% reached operating profit, above the 16% margin then. Total costs grew 4% against revenue growth of 17%. The fastest-growing cost line was Sales & marketing (+19%). Net earnings were $6.0M, up 88% year over year. The effective tax rate was 17.8%.
Operating cash flow was $8.4M (down 29% year over year), 140% of net earnings. Non-cash charges added back $656K of depreciation and amortization and $725K of share-based compensation. Working capital and other items added $1.0M. Capital expenditures of $462K left free cash flow of $7.9M.
Questions
What was First Western Financial's revenue in the third quarter 2026?
First Western Financial (MYFW) reported revenue of $28.1M for the third quarter 2026 (Q3 2026), +17% from a year earlier and -2% from the quarter before.
Was First Western Financial profitable in the third quarter 2026?
Operating profit was $7.3M (25.9% of revenue) and net earnings $6.0M.