Filing Flows › NewtekOne (NEWT) › Q3 2026 › vs Q3 2025
NewtekOne (NEWT) Q3 2026 vs Q3 2025 (year over year)
NewtekOne's revenue fell $3.2M (-4%) from $74.9M in Q3 2025 to $71.8M in Q3 2026. The biggest changes: Noninterest income −$7.5M (-12%); Net interest income +$4.3M (+30%). Operating margin 19.8% against 33.4% (-13.6 pts).
NewtekOne, Q3 2026: revenue $71.8M (-4% year over year), operating margin 19.8%, net earnings $10.7M, operating cash flow −$152M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 19.8% | 33.4% | -13.6 pts |
| Net margin | 14.9% | 23.9% | -9.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $18.9M | $14.5M | $4.3M | +30% |
| Noninterest income | $52.9M | $60.4M | −$7.5M | -12% |
| Revenue | $71.8M | $74.9M | −$3.2M | -4% |
| Operating profit | $14.2M | $25.1M | −$10.8M | -43% |
| Costs & expenses | $57.6M | $49.9M | $7.7M | +15% |
| Pre-tax earnings | $14.2M | $25.1M | −$10.8M | -43% |
| Credit loss provision | $15.4M | $7.7M | $7.7M | +100% |
| Noninterest expense | $42.2M | $42.2M | $13K | 0% |
| Net earnings | $10.7M | $17.9M | −$7.2M | -40% |
| Income tax | $3.5M | $7.2M | −$3.6M | -51% |
| Operating cash sources | $164M | $186M | −$22.1M | -12% |
| Depreciation & amortization | $127K | $129K | −$2K | -2% |
| Share-based compensation | $608K | $618K | −$10K | -2% |
| Cash used in operations | $152M | $167M | −$14.9M | -9% |
| Working capital & other | $164M | $186M | −$22.1M | -12% |
Questions
How much did NewtekOne's revenue grow year over year in Q3 2026?
NewtekOne's revenue fell $3.2M (-4%) from $74.9M in Q3 2025 to $71.8M in Q3 2026.
What drove NewtekOne's revenue change in Q3 2026?
Noninterest income −$7.5M (-12%); Net interest income +$4.3M (+30%).