Filing Flows › NewtekOne (NEWT) › Q3 2026
NewtekOne (NEWT) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
NewtekOne (NEWT) reported revenue of $71.8M for the third quarter 2026 (Q3 2026), -4% from a year earlier and -4% from the quarter before. Operating margin was 19.8%, net earnings $10.7M (14.9% of revenue).
NewtekOne, Q3 2026: revenue $71.8M (-4% year over year), operating margin 19.8%, net earnings $10.7M, operating cash flow −$152M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $71.8M | -4% | -4% |
| Operating profit | $14.2M | -26% | -43% |
| Net earnings | $10.7M | -27% | -40% |
| Operating cash flow | −$152M | — | — |
What changed
Revenue was $71.8M in Q3 2026, down 4% year over year and down 4% from the previous quarter. Noninterest income was the largest line at 74% of revenue. Noninterest income lost $7.5M year over year (down 12%), 238% of the total change.
Operating profit was $14.2M, a 19.8% margin (down 13.6 points year over year). Total costs grew 15% against a revenue fall of 4%. The fastest-growing cost line was Credit loss provision (+100%). Net earnings were $10.7M, down 40% year over year. The effective tax rate was 24.7%.
Operating cash flow was −$152.5M. Non-cash charges added back $127K of depreciation and amortization and $608K of share-based compensation. Working capital and other items used $163.9M. Capital expenditures of −$33K exceeded it, leaving free cash flow of −$152.4M.
Questions
What was NewtekOne's revenue in the third quarter 2026?
NewtekOne (NEWT) reported revenue of $71.8M for the third quarter 2026 (Q3 2026), -4% from a year earlier and -4% from the quarter before.
Was NewtekOne profitable in the third quarter 2026?
Operating profit was $14.2M (19.8% of revenue) and net earnings $10.7M.
Source: NewtekOne 10-Q on SEC EDGAR.