Filing Flows › Nerdwallet (NRDS) › Guidance history
Nerdwallet (NRDS) guidance history: what it guided and what it reported
Nerdwallet gave guidance in 2 earnings releases on file since Aug 6, 2026. Of 2 guided periods since reported, it met or beat its own guidance 0 times (0%). Revenue: 0 of 1, on average -4.9% against the guided midpoint. Its releases raised guidance 0 times and lowered it once.
Revenue
Met or beat 0 of 1 periods (0 above, 0 within, 1 below).
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| Q4 2026 | $191M–$203M (Nov 5, 2026) | — | to be reported | — |
| Q3 2026 | $244M–$260M (Aug 6, 2026) | $240M | below the range | -4.9% |
GAAP operating income
Met or beat 0 of 1 periods (0 above, 0 within, 1 below).
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| Q4 2026 | $2.0M–$8.0M (Nov 5, 2026) | — | to be reported | — |
| Q3 2026 | $22.0M–$30.0M (Aug 6, 2026) | $19.4M | below the range | -25.4% |
| FY2026 | $65.0M–$80.0M (Aug 6, 2026) → lowered $56.0M–$62.0M (Nov 5, 2026) | — | to be reported | — |
Adjusted operating income
The guide is on an adjusted basis that the GAAP statements do not show, so there is no reported figure to hold it to.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| Q4 2026 | $9.0M–$15.0M (Nov 5, 2026) | — | to be reported | — |
| FY2026 | $90.0M–$105M (Aug 6, 2026) → lowered $85.0M–$91.0M (Nov 5, 2026) | — | to be reported | — |
| Q3 2026 | $29.0M–$37.0M (Aug 6, 2026) | — | — | — |
Depreciation & amortization
This line is not in the statements Filing Flows reads, so there is no reported figure to hold it to.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| Q4 2026 | $9.0M–$10.0M (Nov 5, 2026) | — | to be reported | — |
| FY2026 | $37.0M–$39.0M (Aug 6, 2026) → reaffirmed $37.0M–$39.0M (Nov 5, 2026) | — | to be reported | — |
| Q3 2026 | $9.0M–$10.0M (Aug 6, 2026) | — | — | — |
Adjusted EBITDA
The guide is on an adjusted basis that the GAAP statements do not show, so there is no reported figure to hold it to.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| Q4 2026 | $19.0M–$25.0M (Nov 5, 2026) | — | to be reported | — |
| FY2026 | $131M–$147M (Aug 6, 2026) → lowered $127M–$133M (Nov 5, 2026) | — | to be reported | — |
| Q3 2026 | $39.0M–$47.0M (Aug 6, 2026) | — | — | — |
The latest quarter
Nerdwallet, Q3 2026: revenue $240M (+11% year over year), operating margin 8.1%, net earnings $14.9M, operating cash flow $31.2M. The chart follows the revenue to costs, profit and cash.
Questions
Does Nerdwallet beat its guidance?
Nerdwallet gave guidance in 2 earnings releases on file since Aug 6, 2026. Of 2 guided periods since reported, it met or beat its own guidance 0 times (0%). Revenue: 0 of 1, on average -4.9% against the guided midpoint.
How often does Nerdwallet raise guidance?
Its earnings releases raised guidance 0 times and lowered it once since Aug 6, 2026.
Each guided period is held to the last guidance given before its figures were reported; a single figure counts as in line within 1% (0.25 pts for a rate). Reported figures are GAAP, from the company's filings; adjusted guidance shows its moves only.