Filing Flows › Nsts Bancorp (NSTS) › Q2 2025
Nsts Bancorp (NSTS) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 14, 2025
Nsts Bancorp (NSTS) reported revenue of $2.5M for the second quarter 2025 (Q2 2025), +11% from a year earlier and +17% from the quarter before. Operating margin was -10.1%, net loss $258K (10.1% of revenue).
Nsts Bancorp, Q2 2025: revenue $2.5M (+11% year over year), operating margin -10.1%, net loss $258K, operating cash flow $655K. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.5M | +17% | +11% |
| Operating profit | −$258K | — | — |
| Net earnings | −$258K | — | — |
| Operating cash flow | $655K | — | — |
| Free cash flow | $616K | — | — |
What changed
Revenue was $2.5M in Q2 2025, up 11% year over year and up 17% from the previous quarter.
Operating costs exceeded revenue by $258K, an operating margin of -10.1%. Total costs grew 7% against revenue growth of 11%. The fastest-growing cost line was Noninterest expense (+10%). The quarter ended with a net loss of $258K, narrower than the previous quarter's $328K loss.
Operating cash flow was $655K. Non-cash charges added back $77K of depreciation and $175K of share-based compensation. Working capital and other items added $661K. Capital expenditures of $39K left free cash flow of $616K.
Questions
What was Nsts Bancorp's revenue in the second quarter 2025?
Nsts Bancorp (NSTS) reported revenue of $2.5M for the second quarter 2025 (Q2 2025), +11% from a year earlier and +17% from the quarter before.
Was Nsts Bancorp profitable in the second quarter 2025?
Operating loss was $258K (-10.1% of revenue) and net loss $258K.
Source: Nsts Bancorp 10-Q on SEC EDGAR.