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Nsts Bancorp (NSTS) Q1 2025 earnings results (first quarter 2025)

10-Q filed May 14, 2025

Nsts Bancorp (NSTS) reported revenue of $2.2M for the first quarter 2025 (Q1 2025), +7% from a year earlier and -11% from the quarter before. Operating margin was -15.2%, net loss $328K (15.2% of revenue).

Revenue$2.2M
Year over year+7%
Quarter over quarter-11%
Operating margin-15.2%
Net earnings−$328K

Nsts Bancorp, Q1 2025: revenue $2.2M (+7% year over year), operating margin -15.2%, net loss $328K, operating cash flow −$2.7M. The chart follows the revenue to costs, profit and cash.

Q1 2025AmountQ/QY/Y
Revenue$2.2M-11%+7%
Operating profit−$328K——
Net earnings−$328K——
Operating cash flow−$2.7M-129%—

What changed

Revenue was $2.2M in Q1 2025, up 7% year over year and down 11% from the previous quarter.

Operating costs exceeded revenue by $328K, an operating margin of -15.2%. Total costs grew 10% against revenue growth of 7%. The quarter ended with a net loss of $328K, wider than the previous quarter's $46K loss.

Operating cash flow was −$2.7M. Non-cash charges added back $75K of depreciation and $157K of share-based compensation. Working capital and other items used $2.6M. Capital expenditures of $54K exceeded it, leaving free cash flow of −$2.7M.

Questions

What was Nsts Bancorp's revenue in the first quarter 2025?

Nsts Bancorp (NSTS) reported revenue of $2.2M for the first quarter 2025 (Q1 2025), +7% from a year earlier and -11% from the quarter before.

Was Nsts Bancorp profitable in the first quarter 2025?

Operating loss was $328K (-15.2% of revenue) and net loss $328K.

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Source: Nsts Bancorp 10-Q on SEC EDGAR.