Filing Flows › Nsts Bancorp (NSTS) › Q4 2024
Nsts Bancorp (NSTS) Q4 2024 earnings results (fourth quarter 2024)
10-K filed Mar 28, 2025
Nsts Bancorp (NSTS) reported revenue of $2.4M for the fourth quarter 2024 (Q4 2024), up 36-fold from a year earlier and +8% from the quarter before. Operating margin was -1.9%, net loss $46K (1.9% of revenue).
Nsts Bancorp, Q4 2024: revenue $2.4M (36× year over year), operating margin -1.9%, net loss $46K, operating cash flow $9.4M. The chart follows the revenue to costs, profit and cash.
| Q4 2024 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.4M | +8% | 36× |
| Operating profit | −$46K | — | — |
| Net earnings | −$46K | — | — |
| Operating cash flow | $9.4M | +480% | 138× |
| Free cash flow | $9.2M | +491% | — |
What changed
Revenue was $2.4M in Q4 2024, up 3546% year over year and up 8% from the previous quarter.
Operating costs exceeded revenue by $46K, an operating margin of -1.9%. Total costs fell 9% while revenue rose 3546%. The quarter ended with a net loss of $46K, narrower than the previous quarter's $171K loss.
Operating cash flow was $9.4M (up 13663% year over year). Non-cash charges added back $74K of depreciation and $281K of share-based compensation. Working capital and other items added $9.1M. Capital expenditures of $135K left free cash flow of $9.2M.
Questions
What was Nsts Bancorp's revenue in the fourth quarter 2024?
Nsts Bancorp (NSTS) reported revenue of $2.4M for the fourth quarter 2024 (Q4 2024), up 36-fold from a year earlier and +8% from the quarter before.
Was Nsts Bancorp profitable in the fourth quarter 2024?
Operating loss was $46K (-1.9% of revenue) and net loss $46K.
Source: Nsts Bancorp 10-K on SEC EDGAR.