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Norwood Financial (NWFL) operating margin by quarter

Norwood Financial's operating margin was 49.4% in Q3 2026 (third quarter 2026), +9.8 pts from Q2 2026. Over the last 7 quarters it ranged from 17.7% (Q1 2026) to 49.4% (Q3 2026).

Norwood Financial operating margin by quarterNorwood Financial operating margin by quarter36.1%Q1 202536.7%Q2 202545.9%Q3 202539.9%Q4 202517.7%Q1 202639.6%Q2 202649.4%Q3 2026
QuarterOperating marginQ/QY/Y
Q3 202649.4%+9.8 pts+3.5 pts
Q2 202639.6%+21.9 pts+2.9 pts
Q1 202617.7%-22.3 pts-18.4 pts
Q4 202539.9%-5.9 pts—
Q3 202545.9%+9.1 pts—
Q2 202536.7%+0.7 pts—
Q1 202536.1%——

Q3 2026 at a glance

Norwood Financial, Q3 2026: revenue $30.9M (+35% year over year), operating margin 49.4%, net earnings $11.8M, operating cash flow $18.5M. The chart follows the revenue to costs, profit and cash.

Questions

What is Norwood Financial's operating margin?

Norwood Financial's operating margin was 49.4% in Q3 2026 (third quarter 2026), +9.8 pts from Q2 2026.

How has Norwood Financial's operating margin changed?

Over the last 7 quarters it ranged from 17.7% (Q1 2026) to 49.4% (Q3 2026).

Q3 2026 results → · How Norwood Financial makes money →