Filing Flows › Origin Bancorp (OBK) › Q3 2026 › vs Q3 2025
Origin Bancorp (OBK) Q3 2026 vs Q3 2025 (year over year)
Origin Bancorp's revenue rose $3.4M (+3%) from $110M in Q3 2025 to $113M in Q3 2026. The biggest changes: Net interest income +$11.4M (+14%); Noninterest income −$8.0M (-31%). Operating margin 42.5% against 10.0% (+32.5 pts).
Origin Bancorp, Q3 2026: revenue $113M (+3% year over year), operating margin 42.5%, net earnings $37.8M, operating cash flow $33.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 42.5% | 10.0% | +32.5 pts |
| Net margin | 33.4% | 7.9% | +25.5 pts |
| Free cash flow margin | 26.7% | 51.7% | -24.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $95.1M | $83.7M | $11.4M | +14% |
| Noninterest income | $18.1M | $26.1M | −$8.0M | -31% |
| Revenue | $113M | $110M | $3.4M | +3% |
| Operating profit | $48.1M | $11.0M | $37.1M | +338% |
| Costs & expenses | $65.1M | $98.8M | −$33.8M | -34% |
| Pre-tax earnings | $48.1M | $11.0M | $37.1M | +338% |
| Credit loss provision | $2.6M | $36.8M | −$34.2M | -93% |
| Noninterest expense | $62.5M | $62.0M | $461K | +0.7% |
| Net earnings | $37.8M | $8.6M | $29.2M | +338% |
| Income tax | $10.3M | $2.4M | $8.0M | +338% |
| Share-based compensation | $2.6M | $2.3M | $309K | +14% |
| Working capital & other | $7.0M | −$48.4M | $55.4M | — |
| Operating cash flow | $33.4M | $59.3M | −$25.9M | -44% |
| Free cash flow (OCF − capex) | $30.3M | $56.8M | −$26.5M | -47% |
| Capital expenditures | $3.1M | $2.5M | $566K | +22% |
Questions
How much did Origin Bancorp's revenue grow year over year in Q3 2026?
Origin Bancorp's revenue rose $3.4M (+3%) from $110M in Q3 2025 to $113M in Q3 2026.
What drove Origin Bancorp's revenue change in Q3 2026?
Net interest income +$11.4M (+14%); Noninterest income −$8.0M (-31%).