Filing Flows › Origin Bancorp (OBK) › Q3 2026
Origin Bancorp (OBK) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Origin Bancorp (OBK) reported revenue of $113M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +5% from the quarter before. Operating margin was 42.5%, net earnings $37.8M (33.4% of revenue).
Origin Bancorp, Q3 2026: revenue $113M (+3% year over year), operating margin 42.5%, net earnings $37.8M, operating cash flow $33.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $113M | +5% | +3% |
| Operating profit | $48.1M | +12% | +338% |
| Net earnings | $37.8M | +12% | +338% |
| Operating cash flow | $33.4M | -17% | -44% |
| Free cash flow | $30.3M | -2% | -47% |
What changed
Revenue was $113.2M in Q3 2026, up 3% year over year and up 5% from the previous quarter. Net interest income was the largest line at 84% of revenue. Net interest income added $11.4M year over year (up 14%), 338% of the total change. Noninterest income declined 31%.
Operating profit was $48.1M, a 42.5% margin (up 32.5 points year over year). Of the extra revenue versus a year earlier, 1096% reached operating profit, above the 10% margin then. Total costs fell 34% while revenue rose 3%. Net earnings were $37.8M, up 338% year over year. The effective tax rate was 21.5%.
Operating cash flow was $33.4M (down 44% year over year), 88% of net earnings. Non-cash charges added back $2.6M of share-based compensation. Working capital and other items used $7.0M. Capital expenditures of $3.1M left free cash flow of $30.3M.
Questions
What was Origin Bancorp's revenue in the third quarter 2026?
Origin Bancorp (OBK) reported revenue of $113M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +5% from the quarter before.
Was Origin Bancorp profitable in the third quarter 2026?
Operating profit was $48.1M (42.5% of revenue) and net earnings $37.8M.
Source: Origin Bancorp 10-Q on SEC EDGAR.