Filing Flows

Filing Flows › OneMain Holdings (OMF) › Q2 2026 › vs Q2 2025

OneMain Holdings (OMF) Q2 2026 vs Q2 2025 (year over year)

OneMain Holdings's revenue rose $100M (+8%) from $1.2B in Q2 2025 to $1.3B in Q2 2026. The biggest changes: Net interest income +$69.0M (+7%); Noninterest income +$31.0M (+18%). Operating margin 15.1% against 17.9% (-2.8 pts).

OneMain Holdings, Q2 2026: revenue $1.3B (+8% year over year), operating margin 15.1%, net earnings $152M, operating cash flow $800M. The chart draws each line against Q2 2025, the increases inside each band.

OneMain Holdings: what changed, Q2 2026 vs Q2 2025OneMain Holdings: what changed, Q2 2026 vs Q2 2025Costs & expenses$118MCredit loss provision$99.0MNet interest income$69.0MWorking capital & other$39.0MNoninterest income$31.0MOperating cash flow$26.0MNoninterest expense$19.0MOperating profit−$18.0MPre-tax earnings−$18.0MNet earnings−$15.0M

Margins

Q2 2026Q2 2025Change
Operating margin15.1%17.9%-2.8 pts
Net margin11.7%13.9%-2.2 pts

Every line

LineQ2 2026Q2 2025Change%
Net interest income$1.1B$1.0B$69.0M+7%
Noninterest income$207M$176M$31.0M+18%
Revenue$1.3B$1.2B$100M+8%
Operating profit$196M$214M−$18.0M-8%
Costs & expenses$1.1B$984M$118M+12%
Pre-tax earnings$196M$214M−$18.0M-8%
Credit loss provision$610M$511M$99.0M+19%
Noninterest expense$492M$473M$19.0M+4%
Net earnings$152M$167M−$15.0M-9%
Income tax$44.0M$47.0M−$3.0M-6%
Depreciation & amortization$76.0M$72.0M$4.0M+6%
Share-based compensation$9.0M$11.0M−$2.0M-18%
Working capital & other$563M$524M$39.0M+7%
Operating cash flow$800M$774M$26.0M+3%

Questions

How much did OneMain Holdings's revenue grow year over year in Q2 2026?

OneMain Holdings's revenue rose $100M (+8%) from $1.2B in Q2 2025 to $1.3B in Q2 2026.

What drove OneMain Holdings's revenue change in Q2 2026?

Net interest income +$69.0M (+7%); Noninterest income +$31.0M (+18%).

Q2 2026 results → · Compare in the interactive Sankey →