Filing Flows › OneMain Holdings (OMF) › Q2 2026
OneMain Holdings (OMF) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 30, 2026
OneMain Holdings (OMF) reported revenue of $1.3B for the second quarter 2026 (Q2 2026), +8% from a year earlier and +3% from the quarter before. Operating margin was 15.1%, net earnings $152M (11.7% of revenue).
OneMain Holdings, Q2 2026: revenue $1.3B (+8% year over year), operating margin 15.1%, net earnings $152M, operating cash flow $800M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.3B | +3% | +8% |
| Operating profit | $196M | -34% | -8% |
| Net earnings | $152M | -33% | -9% |
| Operating cash flow | $800M | +8% | +3% |
What changed
Revenue was $1.3B in Q2 2026, up 8% year over year and up 3% from the previous quarter. Net interest income was the largest line at 84% of revenue. Net interest income added $0.07B year over year (up 7%), 69% of the total change.
Operating profit was $0.20B, a 15.1% margin (down 2.8 points year over year). Operating profit fell $0.02B even though revenue rose $0.10B versus a year earlier, so costs grew faster than sales. Total costs grew 12% against revenue growth of 8%. The fastest-growing cost line was Credit loss provision (+19%). Net earnings were $0.15B, down 9% year over year. The effective tax rate was 22.4%.
Operating cash flow was $0.80B (up 3% year over year), 526% of net earnings. Non-cash charges added back $0.08B of depreciation and amortization and $0.01B of share-based compensation. Working capital and other items added $0.56B.
Questions
What was OneMain Holdings' revenue in the second quarter 2026?
OneMain Holdings (OMF) reported revenue of $1.3B for the second quarter 2026 (Q2 2026), +8% from a year earlier and +3% from the quarter before.
Was OneMain Holdings profitable in the second quarter 2026?
Operating profit was $196M (15.1% of revenue) and net earnings $152M.
Source: OneMain Holdings 10-Q on SEC EDGAR.