Filing Flows › OneMain Holdings (OMF) › Q3 2026
OneMain Holdings (OMF) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
OneMain Holdings (OMF) reported revenue of $1.4B for the third quarter 2026 (Q3 2026), +10% from a year earlier. Operating margin was 17.2%, net earnings $185M (13.6% of revenue).
OneMain Holdings, Q3 2026: revenue $1.4B (+10% year over year), operating margin 17.2%, net earnings $185M, operating cash flow $808M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.4B | — | +10% |
| Operating profit | $233M | — | -11% |
| Net earnings | $185M | — | -7% |
| Operating cash flow | $808M | — | -2% |
What changed
Revenue was $1.4B in Q3 2026, up 10% year over year. Net interest income was the largest line at 84% of revenue. Net interest income added $0.07B year over year (up 7%), 60% of the total change.
Operating profit was $0.23B, a 17.2% margin (down 4.1 points year over year). Operating profit fell $0.03B even though revenue rose $0.12B versus a year earlier, so costs grew faster than sales. Total costs grew 16% against revenue growth of 10%. The fastest-growing cost line was Credit loss provision (+26%). Net earnings were $0.18B, down 7% year over year. The effective tax rate was 20.6%.
Operating cash flow was $0.81B (down 2% year over year), 437% of net earnings. Non-cash charges added back $0.08B of depreciation and amortization and $0.01B of share-based compensation. Working capital and other items added $0.54B.
Questions
What was OneMain Holdings' revenue in the third quarter 2026?
OneMain Holdings (OMF) reported revenue of $1.4B for the third quarter 2026 (Q3 2026), +10% from a year earlier.
Was OneMain Holdings profitable in the third quarter 2026?
Operating profit was $233M (17.2% of revenue) and net earnings $185M.
Source: OneMain Holdings 10-Q on SEC EDGAR.