Filing Flows

Filing Flows › Old National Bancorp (ONB) › Q3 2026 › vs Q2 2026

Old National Bancorp (ONB) Q3 2026 vs Q2 2026 (quarter over quarter)

Old National Bancorp's revenue fell $19.8M (-3%) from $733M in Q2 2026 to $713M in Q3 2026. The biggest changes: Noninterest income −$25.1M (-16%); Net interest income +$5.3M (+0.9%). Operating margin 45.4% against 44.3% (+1.2 pts).

Old National Bancorp, Q3 2026: revenue $713M (+1% year over year), operating margin 45.4%, net earnings $254M, operating cash flow $379M. The chart draws each line against Q2 2026, the increases inside each band.

Old National Bancorp: what changed, Q3 2026 vs Q2 2026Old National Bancorp: what changed, Q3 2026 vs Q2 2026Working capital & other$100MOperating cash flow$98.8MFree cash flow (OCF − capex)$97.4MNoninterest income−$25.1MCosts & expenses−$19.4MNoninterest expense−$16.8MNet interest income$5.3MOther operating costs−$2.6MCapital expenditures$1.5MShare-based compensation−$1.5M

Margins

Q3 2026Q2 2026Change
Operating margin45.4%44.3%+1.2 pts
Net margin35.6%34.6%+1.0 pts
Free cash flow margin52.4%37.7%+14.7 pts

Every line

LineQ3 2026Q2 2026Change%
Net interest income$584M$579M$5.3M+0.9%
Noninterest income$128M$154M−$25.1M-16%
Revenue$713M$733M−$19.8M-3%
Operating profit$324M$324M−$412K-0.1%
Costs & expenses$389M$408M−$19.4M-5%
Pre-tax earnings$324M$324M−$412K-0.1%
Noninterest expense$355M$372M−$16.8M-5%
Other operating costs$33.6M$36.2M−$2.6M-7%
Net earnings$254M$253M$580K+0.2%
Income tax$69.8M$70.8M−$992K-1%
Depreciation & amortization$35.9M$36.4M−$487K-1%
Share-based compensation$8.0M$9.4M−$1.5M-15%
Working capital & other$81.2M−$19.0M$100M—
Operating cash flow$379M$280M$98.8M+35%
Free cash flow (OCF − capex)$373M$276M$97.4M+35%
Capital expenditures$5.8M$4.4M$1.5M+33%

Questions

How much did Old National Bancorp's revenue grow quarter over quarter in Q3 2026?

Old National Bancorp's revenue fell $19.8M (-3%) from $733M in Q2 2026 to $713M in Q3 2026.

What drove Old National Bancorp's revenue change in Q3 2026?

Noninterest income −$25.1M (-16%); Net interest income +$5.3M (+0.9%).

Q3 2026 results → · Compare in the interactive Sankey →