Filing Flows › Old National Bancorp (ONB) › Q3 2026
Old National Bancorp (ONB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 28, 2026
Old National Bancorp (ONB) reported revenue of $713M for the third quarter 2026 (Q3 2026), +1% from a year earlier and -3% from the quarter before. Operating margin was 45.4%, net earnings $254M (35.6% of revenue).
Old National Bancorp, Q3 2026: revenue $713M (+1% year over year), operating margin 45.4%, net earnings $254M, operating cash flow $379M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $713M | -3% | +1% |
| Operating profit | $324M | -0.1% | +39% |
| Net earnings | $254M | +0.2% | +39% |
| Operating cash flow | $379M | +35% | +11% |
| Free cash flow | $373M | +35% | +12% |
What changed
Revenue was $712.7M in Q3 2026, up 1% year over year and down 3% from the previous quarter. Net interest income was the largest line at 82% of revenue. Net interest income added $9.7M year over year (up 2%), 126% of the total change. Noninterest income declined 2%.
Operating profit was $323.8M, a 45.4% margin (up 12.4 points year over year). Of the extra revenue versus a year earlier, 1190% reached operating profit, above the 33% margin then. Total costs fell 18% while revenue rose 1%. The fastest-growing cost line was Other operating costs (+26%). Net earnings were $254.0M, up 39% year over year. The effective tax rate was 21.6%.
Operating cash flow was $379.1M (up 11% year over year), 149% of net earnings. Non-cash charges added back $35.9M of depreciation and amortization and $8.0M of share-based compensation. Working capital and other items added $81.2M. Capital expenditures of $5.8M left free cash flow of $373.2M.
Questions
What was Old National Bancorp's revenue in the third quarter 2026?
Old National Bancorp (ONB) reported revenue of $713M for the third quarter 2026 (Q3 2026), +1% from a year earlier and -3% from the quarter before.
Was Old National Bancorp profitable in the third quarter 2026?
Operating profit was $324M (45.4% of revenue) and net earnings $254M.