Filing Flows › Old National Bancorp (ONB) › Q3 2026 › vs Q3 2025
Old National Bancorp (ONB) Q3 2026 vs Q3 2025 (year over year)
Old National Bancorp's revenue rose $7.7M (+1%) from $705M in Q3 2025 to $713M in Q3 2026. The biggest changes: Net interest income +$9.7M (+2%); Noninterest income −$2.0M (-2%). Operating margin 45.4% against 33.0% (+12.4 pts).
Old National Bancorp, Q3 2026: revenue $713M (+1% year over year), operating margin 45.4%, net earnings $254M, operating cash flow $379M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 45.4% | 33.0% | +12.4 pts |
| Net margin | 35.6% | 25.9% | +9.7 pts |
| Free cash flow margin | 52.4% | 47.3% | +5.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $584M | $575M | $9.7M | +2% |
| Noninterest income | $128M | $130M | −$2.0M | -2% |
| Revenue | $713M | $705M | $7.7M | +1% |
| Operating profit | $324M | $233M | $91.2M | +39% |
| Costs & expenses | $389M | $472M | −$83.5M | -18% |
| Pre-tax earnings | $324M | $233M | $91.2M | +39% |
| Noninterest expense | $355M | $446M | −$90.4M | -20% |
| Other operating costs | $33.6M | $26.7M | $6.8M | +26% |
| Net earnings | $254M | $183M | $71.4M | +39% |
| Income tax | $69.8M | $50.0M | $19.7M | +39% |
| Depreciation & amortization | $35.9M | $37.9M | −$2.0M | -5% |
| Share-based compensation | $8.0M | $8.6M | −$626K | -7% |
| Working capital & other | $81.2M | $112M | −$30.9M | -28% |
| Operating cash flow | $379M | $341M | $37.9M | +11% |
| Free cash flow (OCF − capex) | $373M | $334M | $39.6M | +12% |
| Capital expenditures | $5.8M | $7.6M | −$1.7M | -23% |
Questions
How much did Old National Bancorp's revenue grow year over year in Q3 2026?
Old National Bancorp's revenue rose $7.7M (+1%) from $705M in Q3 2025 to $713M in Q3 2026.
What drove Old National Bancorp's revenue change in Q3 2026?
Net interest income +$9.7M (+2%); Noninterest income −$2.0M (-2%).