Filing Flows › Oportun Financial (OPRT) › Operating margin
Oportun Financial (OPRT) operating margin by quarter
Oportun Financial's operating margin was 14.0% in Q3 2026 (third quarter 2026), +7.3 pts from Q2 2026. Over the last 7 quarters it ranged from 1.6% (Q1 2026) to 14.0% (Q3 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 14.0% | +7.3 pts | +8.1 pts |
| Q2 2026 | 6.7% | +5.1 pts | +2.4 pts |
| Q1 2026 | 1.6% | -1.1 pts | -4.0 pts |
| Q4 2025 | 2.6% | -3.3 pts | — |
| Q3 2025 | 6.0% | +1.7 pts | — |
| Q2 2025 | 4.3% | -1.3 pts | — |
| Q1 2025 | 5.6% | — | — |
Q3 2026 at a glance
Oportun Financial, Q3 2026: revenue $246M (+3% year over year), operating margin 14.0%, net earnings $22.9M, operating cash flow $119M. The chart follows the revenue to costs, profit and cash.
Questions
What is Oportun Financial's operating margin?
Oportun Financial's operating margin was 14.0% in Q3 2026 (third quarter 2026), +7.3 pts from Q2 2026.
How has Oportun Financial's operating margin changed?
Over the last 7 quarters it ranged from 1.6% (Q1 2026) to 14.0% (Q3 2026).