Filing Flows › Oportun Financial (OPRT) › Q1 2026
Oportun Financial (OPRT) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 8, 2026
Oportun Financial (OPRT) reported revenue of $229M for the first quarter 2026 (Q1 2026), -3% from a year earlier and -8% from the quarter before. Operating margin was 1.6%, net earnings $2.3M (1.0% of revenue).
Oportun Financial, Q1 2026: revenue $229M (-3% year over year), operating margin 1.6%, net earnings $2.3M, operating cash flow $104M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $229M | -8% | -3% |
| Operating profit | $3.6M | -46% | -73% |
| Net earnings | $2.3M | -31% | -76% |
| Operating cash flow | $104M | -5% | +3% |
What changed
Revenue was $228.8M in Q1 2026, down 3% year over year and down 8% from the previous quarter.
Operating profit was $3.6M, a 1.6% margin (down 4.0 points year over year). Total costs grew 1% against a revenue fall of 3%. Net earnings were $2.3M, down 76% year over year. The effective tax rate was 34.1%.
Operating cash flow was $103.7M (up 3% year over year), 4423% of net earnings. Non-cash charges added back $9.0M of depreciation and amortization and $4.1M of share-based compensation. Working capital and other items added $88.2M.
Questions
What was Oportun Financial's revenue in the first quarter 2026?
Oportun Financial (OPRT) reported revenue of $229M for the first quarter 2026 (Q1 2026), -3% from a year earlier and -8% from the quarter before.
Was Oportun Financial profitable in the first quarter 2026?
Operating profit was $3.6M (1.6% of revenue) and net earnings $2.3M.
Source: Oportun Financial 10-Q on SEC EDGAR.