Filing Flows › Oportun Financial (OPRT) › Q2 2026
Oportun Financial (OPRT) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
Oportun Financial (OPRT) reported revenue of $233M for the second quarter 2026 (Q2 2026), -0.5% from a year earlier and +2% from the quarter before. Operating margin was 6.7%, net earnings $8.5M (3.7% of revenue).
Oportun Financial, Q2 2026: revenue $233M (-0.5% year over year), operating margin 6.7%, net earnings $8.5M, operating cash flow $109M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $233M | +2% | -0.5% |
| Operating profit | $15.6M | +339% | +55% |
| Net earnings | $8.5M | +264% | +24% |
| Operating cash flow | $109M | +5% | +5% |
What changed
Revenue was $233.2M in Q2 2026, roughly flat year over year and up 2% from the previous quarter.
Operating profit was $15.6M, a 6.7% margin (up 2.4 points year over year). Total costs fell 3% while revenue was flat. Net earnings were $8.5M, up 24% year over year. The effective tax rate was 45.4%.
Operating cash flow was $109.3M (up 5% year over year), 1281% of net earnings. Non-cash charges added back $8.8M of depreciation and amortization and $2.9M of share-based compensation. Working capital and other items added $89.0M.
Questions
What was Oportun Financial's revenue in the second quarter 2026?
Oportun Financial (OPRT) reported revenue of $233M for the second quarter 2026 (Q2 2026), -0.5% from a year earlier and +2% from the quarter before.
Was Oportun Financial profitable in the second quarter 2026?
Operating profit was $15.6M (6.7% of revenue) and net earnings $8.5M.
Source: Oportun Financial 10-Q on SEC EDGAR.