Filing Flows › Oportun Financial (OPRT) › Q2 2026 › vs Q2 2025
Oportun Financial (OPRT) Q2 2026 vs Q2 2025 (year over year)
Oportun Financial's revenue fell $1.1M (-0.5%) from $234M in Q2 2025 to $233M in Q2 2026. Operating margin 6.7% against 4.3% (+2.4 pts).
Oportun Financial, Q2 2026: revenue $233M (-0.5% year over year), operating margin 6.7%, net earnings $8.5M, operating cash flow $109M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 6.7% | 4.3% | +2.4 pts |
| Net margin | 3.7% | 2.9% | +0.7 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $233M | $234M | −$1.1M | -0.5% |
| Operating profit | $15.6M | $10.1M | $5.5M | +55% |
| Costs & expenses | $218M | $224M | −$6.6M | -3% |
| Pre-tax earnings | $15.6M | $10.1M | $5.5M | +55% |
| SG&A | $6.0M | $9.8M | −$3.8M | -39% |
| Other operating costs | $212M | $214M | −$2.8M | -1% |
| Net earnings | $8.5M | $6.9M | $1.7M | +24% |
| Income tax | $7.1M | $3.2M | $3.9M | +119% |
| Depreciation & amortization | $8.8M | $10.7M | −$1.9M | -18% |
| Share-based compensation | $2.9M | $2.7M | $231K | +9% |
| Working capital & other | $89.0M | $84.2M | $4.8M | +6% |
| Operating cash flow | $109M | $105M | $4.8M | +5% |
Questions
How much did Oportun Financial's revenue grow year over year in Q2 2026?
Oportun Financial's revenue fell $1.1M (-0.5%) from $234M in Q2 2025 to $233M in Q2 2026. Operating margin 6.7% against 4.3% (+2.4 pts).