Filing Flows › Old Republic International (ORI) › Q3 2025
Old Republic International (ORI) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 31, 2025
Old Republic International (ORI) reported revenue of $2.4B for the third quarter 2025 (Q3 2025), +4% from a year earlier and +10% from the quarter before. Operating margin was 14.6%, net earnings $280M (11.5% of revenue).
Old Republic International, Q3 2025: revenue $2.4B (+4% year over year), operating margin 14.6%, net earnings $280M, operating cash flow $564M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.4B | +10% | +4% |
| Operating profit | $353M | +36% | -17% |
| Net earnings | $280M | +37% | -18% |
| Operating cash flow | $564M | +321% | +19% |
What changed
Revenue was $2.4B in Q3 2025, up 4% year over year and up 10% from the previous quarter.
Operating profit was $0.35B, a 14.6% margin (down 3.7 points year over year). Operating profit fell $0.07B even though revenue rose $0.08B versus a year earlier, so costs grew faster than sales. Total costs grew 8% against revenue growth of 4%. Net earnings were $0.28B, down 18% year over year. The effective tax rate was 20.6%.
Operating cash flow was $0.56B (up 19% year over year), 201% of net earnings. Working capital and other items added $0.28B.
Questions
What was Old Republic International's revenue in the third quarter 2025?
Old Republic International (ORI) reported revenue of $2.4B for the third quarter 2025 (Q3 2025), +4% from a year earlier and +10% from the quarter before.
Was Old Republic International profitable in the third quarter 2025?
Operating profit was $353M (14.6% of revenue) and net earnings $280M.