Filing Flows › Orrstown Financial Services (ORRF) › Stock forecast & fair value
Orrstown Financial Services (ORRF) stock forecast and fair value
Orrstown Financial Services (ORRF) trades at $40.90. Across 11 valuation methods the middle fair value is $52.05 (+27%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $47.01 | $52.42 | $60.63 | +28% |
| P/E vs peers, weighted | $47.07 | $55.82 | $74.86 | +36% |
| P/E vs peers, matched | $48.71 | $53.65 | $62.53 | +31% |
| Residual income | $36.21 | $37.56 | $39.00 | -8% |
| P/TBV vs ROTCE (bank peers) | $40.86 | $52.05 | $63.25 | +27% |
| Shareholder yield (dividends + buybacks) | $14.51 | $16.71 | $19.69 | -59% |
| Justified P/TBV (Gordon growth) | $55.56 | $66.46 | $82.67 | +62% |
| Dividend discount (Gordon) | $18.11 | $21.67 | $26.95 | -47% |
| Stage-weighted value (financial (bank / insurer)) | $39.67 | $46.35 | $54.58 | +13% |
| Graham number | $45.81 | $56.10 | $64.78 | +37% |
Orrstown Financial Services' latest quarter
Orrstown Financial Services, Q3 2026: revenue $66.7M (+4% year over year), operating margin 42.5%, net earnings $22.8M, operating cash flow −$3.3M. The chart follows the revenue to costs, profit and cash.
Questions
What is Orrstown Financial Services' fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $16.71 and $66.46, with a middle value of $52.05 against a price of $40.90. Each method's assumptions are on the page.
Is ORRF stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 10, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.