Filing Flows › PCB Bancorp (PCB) › Q2 2026
PCB Bancorp (PCB) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
PCB Bancorp (PCB) reported revenue of $30.7M for the second quarter 2026 (Q2 2026), +5% from a year earlier and +2% from the quarter before. Operating margin was 47.8%, net earnings $10.5M (34.2% of revenue).
PCB Bancorp, Q2 2026: revenue $30.7M (+5% year over year), operating margin 47.8%, net earnings $10.5M, operating cash flow $1.4M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $30.7M | +2% | +5% |
| Operating profit | $14.7M | -2% | +16% |
| Net earnings | $10.5M | -1% | +16% |
| Operating cash flow | $1.4M | -93% | -72% |
| Free cash flow | $1.2M | -94% | -68% |
What changed
Revenue was $30.7M in Q2 2026, up 5% year over year and up 2% from the previous quarter.
Operating profit was $14.7M, a 47.8% margin (up 4.5 points year over year). Of the extra revenue versus Q2 2025, 141% reached operating profit, above the 43% margin then. Total costs fell 3% while revenue rose 5%. Net earnings were $10.5M, up 16% year over year. The effective tax rate was 28.3%.
Operating cash flow was $1.4M (down 72% year over year), 13% of net earnings. Non-cash charges added back $508K of depreciation and $233K of share-based compensation. Working capital and other items used $9.9M. Capital expenditures of $108K left free cash flow of $1.2M.
Questions
What was PCB Bancorp's revenue in the second quarter 2026?
PCB Bancorp (PCB) reported revenue of $30.7M for the second quarter 2026 (Q2 2026), +5% from a year earlier and +2% from the quarter before.
Was PCB Bancorp profitable in the second quarter 2026?
Operating profit was $14.7M (47.8% of revenue) and net earnings $10.5M.
Source: PCB Bancorp 10-Q on SEC EDGAR.