Filing Flows › PCB Bancorp (PCB) › Q3 2026
PCB Bancorp (PCB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
PCB Bancorp (PCB) reported revenue of $32.4M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +6% from the quarter before. Operating margin was 52.6%, net earnings $12.2M (37.7% of revenue).
PCB Bancorp, Q3 2026: revenue $32.4M (+7% year over year), operating margin 52.6%, net earnings $12.2M, operating cash flow $15.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $32.4M | +6% | +7% |
| Operating profit | $17.0M | +16% | +7% |
| Net earnings | $12.2M | +16% | +7% |
| Operating cash flow | $15.4M | 11× | -6% |
| Free cash flow | $15.2M | 12× | -6% |
What changed
Revenue was $32.4M in Q3 2026, up 7% year over year and up 6% from the previous quarter.
Operating profit was $17.0M, a 52.6% margin (up 0.3 points year over year). Of the extra revenue versus Q3 2025, 57% reached operating profit, above the 52% margin then. Total costs grew 6% against revenue growth of 7%. Net earnings were $12.2M, up 7% year over year. The effective tax rate was 28.4%.
Operating cash flow was $15.4M (down 6% year over year), 126% of net earnings. Non-cash charges added back $499K of depreciation and $231K of share-based compensation. Working capital and other items added $2.4M. Capital expenditures of $225K left free cash flow of $15.2M.
Questions
What was PCB Bancorp's revenue in the third quarter 2026?
PCB Bancorp (PCB) reported revenue of $32.4M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +6% from the quarter before.
Was PCB Bancorp profitable in the third quarter 2026?
Operating profit was $17.0M (52.6% of revenue) and net earnings $12.2M.
Source: PCB Bancorp 10-Q on SEC EDGAR.